Checkout Uplift Without a Redesign: Routing, 3DS Policy, and Safe Retries That Recover Lost Payments
Approval rates often slip without a single pixel changing on the screen. The mix of issuers, uneven 3DS expectations across regions, and timing windows can turn borderline authorizations into soft declines. With BIN-level 3DS rules, careful retries, and multi-acquirer routing, you can recover 2–5% of lost payments—without redesigning checkout. Where Conversions Really Leak at Checkout Soft Declines…